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Sharpe Ratio

Definition

The Sharpe ratio quantifies how much excess return a portfolio generates per unit of total risk (volatility). A Sharpe ratio of 0.5 means the portfolio earned 0.5% of excess return for every 1% of volatility. The ratio is useful for comparing portfolios or asset allocations on a risk-adjusted basis: a higher Sharpe ratio indicates more efficient use of risk. However, the ratio treats upside and downside volatility symmetrically and assumes normally distributed returns — limitations that have led to the development of complementary metrics like the Sortino ratio.

In the Context of Endowment Management

For endowment portfolios, the Sharpe ratio is a standard component of performance reporting but should be supplemented with downside-focused metrics (Sortino ratio, CVaR) that better capture the asymmetric risk preferences of perpetual investors whose primary concern is the left tail.

Related Terms
Sortino Ratio
Conditional Value at Risk (CVaR)
Maximum Drawdown